Terms of Use

This website is operated by the Swiss National Bureau of Insurance (NBI) and the Swiss National Guarantee Fund (NGF) (hereinafter referred to as “NBI & NGF”), Hagenholzstrasse 60, 8085 Zurich, Switzerland. By accessing this website, you indicate your agreement with these terms and conditions of use. We therefore ask you to read through the terms and conditions of use carefully before continuing to use this website.


Content of the website

The NBI & NGF have produced the content of this website with the greatest possible care. They do not however accept any liability for the correctness, accuracy, up-to-date status, reliability or completeness of the information. All offers are non-binding. The NBI & NGF explicitly reserve the right to change, add to or delete some or all of the content without a specific announcement, or to suspend publication temporarily or indefinitely. We therefore ask you to carefully check any changes to the content and information on this website.

Data protection and data security

Protecting your personal rights and handling your personal data properly are very important to the NBI & NFG. Please refer to the Privacy Statement.

Intellectual property rights

All of the content and information on this website is covered by corresponding intellectual property rights. Downloading or copying content, images, photographs or other files does not transfer any rights with respect to the content and information.

The copyrights and all other rights to the content, images, photographs and other files on the website are owned exclusively by the NBI & NGF or the respective rights holders. No content of this website may be used in any form or by any means without the written consent of the NBI & NGF or the respective rights holders. This also means that the content of the website may not be changed, copied, reproduced, transferred or sold, either as a whole or in part.

Prohibited usage

The use of automated systems or software to extract content or information from this website is prohibited. All activities that could impair the function of this website are prohibited. This also includes activities or measures that could place excessive or unreasonable strain on the website’s infrastructure. Irrespective of the exercise of any other rights, the NBI & NGF reserve the right to block access to this website at any time if these terms and conditions of use are violated.

Disclaimer

Although the NBI & NGF have exercised the greatest possible care in producing the content and information on this website, it may still contain inaccuracies and errors. The NBI & NGF do not accept any liability for this insofar as they are not required to do so by law. Specifically, the NBI & NGF do not accept any liability for disruptions or outages of this website or the content and information therein. The NBI & NGF do not accept any liability for direct or indirect damages, either for themselves or for their decision-making bodies, vicarious agents or third parties engaged by the NBI & NGF, unless they are required to do so by law. The NBI & NGF shall under no circumstances be liable for consequential damages, the loss of data, damages resulting from downloads, third-party claims and lost profit.

The NBI & NGF also do not accept any liability for any damage to or virus infestation on your computer equipment or other property as a result of accessing this website and its content and information, or using the same.

References and links to other websites and use of e-mail addresses

References and links to third-party websites and use of e-mail addresses published in this website do not fall under the responsibility of the NBI & NGF. Any responsibility for such websites and use of published e-mail addresses is ruled out. The user accesses and uses such websites and transmits data to published e-mail addresses at his own risk.

Availability of this website

The NBI & NGF endeavour to achieve a high level of availability for this website. They cannot however guarantee uninterrupted or fault-free operation of the website or access to the information contained on the website. Restrictions on usage can arise from the functionalities of the end device used (computer, smartphone, tablet, etc.), the web browser or the local telecommunications provider. These are outside the sphere of influence of the NBI & NGF. The NBI & NGF therefore do not accept any liability unless required to do so by law.

Changes

These terms and conditions of use may need to be updated as this website develops and new technologies are implemented or statutory provisions are changed. The NBI & NGF therefore recommend re-reading these terms and conditions of use from time to time. The NBI & NGF reserve the right to change these terms and conditions of use as well as the website and its content and information at any time. The version of the terms and conditions of use that is published on this website applies at all times.

Place of jurisdiction and applicable law

The location of the NBI & NGF registered office shall be the place of jurisdiction for any disputes arising from these terms and conditions of use. These terms and conditions of use and the accessing and use of this website are governed by Swiss law, to the exclusion of the United Nations Convention on Contracts for the International Sale of Goods (Vienna Convention).


Contact us

Please contact us if you have any questions or comments regarding our legal notice.


Most recent amendment: November 13, 2018