{"id":3963,"date":"2025-07-16T06:46:56","date_gmt":"2025-07-16T04:46:56","guid":{"rendered":"https:\/\/www.nbi-ngf.ch\/?page_id=3963"},"modified":"2026-01-05T15:06:50","modified_gmt":"2026-01-05T14:06:50","slug":"sommes-minimales-de-couverture","status":"publish","type":"page","link":"https:\/\/www.nbi-ngf.ch\/fr\/a-propos-de-nous\/facts-figures\/sommes-minimales-de-couverture\/","title":{"rendered":"Sommes minimales de couverture"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3963\" class=\"elementor elementor-3963 elementor-967\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9127068 e-con-full header-container e-flex e-con e-parent\" data-id=\"9127068\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t<div class=\"elementor-element elementor-element-b6b9835 e-con-full e-flex e-con e-child\" data-id=\"b6b9835\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6b0354 e-con-full header-text e-flex e-con e-child\" data-id=\"e6b0354\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be394aa elementor-align-left elementor-widget elementor-widget-breadcrumbs\" data-id=\"be394aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span class=\"breadcrumb-item\">Home<\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c91cc3 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2c91cc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Sommes minimales de couverture<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98a6d41 anchor-menu e-flex e-con-boxed e-con e-parent\" data-id=\"98a6d41\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;],&quot;sticky_offset&quot;:90,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27a06c7 elementor-widget elementor-widget-button\" data-id=\"27a06c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#sommes-minimales\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Sommes minimales de couverture en Europe <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42f1509 elementor-widget elementor-widget-button\" data-id=\"42f1509\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#compendium\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">COB Compendium Versicherer und Gesch\u00e4ftssitz<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c7861cd e-flex e-con-boxed e-con e-parent\" data-id=\"2c7861cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c4f06d1 elementor-widget elementor-widget-spacer\" data-id=\"1c4f06d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30b714c e-flex e-con-boxed e-con e-parent\" data-id=\"30b714c\" data-element_type=\"container\" data-e-type=\"container\" id=\"sommes-minimales\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8ffb532 e-con-full e-flex e-con e-child\" data-id=\"8ffb532\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-995b718 elementor-widget elementor-widget-heading\" data-id=\"995b718\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sommes minimales de couverture en Europe <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02d87c3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"02d87c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e9178a e-con-full e-flex e-con e-child\" data-id=\"6e9178a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-375a9ca e-flex e-con-boxed e-con e-parent\" data-id=\"375a9ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf75df elementor-widget elementor-widget-spacer\" data-id=\"daf75df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37533a8d e-flex e-con-boxed e-con e-parent\" data-id=\"37533a8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-657dd73b e-con-full e-flex e-con e-child\" data-id=\"657dd73b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76a6cb1f akkordeon elementor-widget elementor-widget-n-accordion\" data-id=\"76a6cb1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1990\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1990\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Suisse <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1990\" class=\"elementor-element elementor-element-1569d9ff e-con-full e-flex e-con e-child\" data-id=\"1569d9ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1990\" class=\"elementor-element elementor-element-24433bf1 e-flex e-con-boxed e-con e-child\" data-id=\"24433bf1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5be0ba32 elementor-widget elementor-widget-text-editor\" data-id=\"5be0ba32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&rsquo;assurance doit couvrir les droits des l\u00e9s\u00e9s au moins jusqu\u2019\u00e0 concurrence du montant de CHF 5 millions par \u00e9v\u00e9nement, pour l\u2019ensemble des dommages corporels et mat\u00e9riels (art. 3 al. 1 de l\u2019ordonnance sur l\u2019assurance des v\u00e9hicules OAV). Pour les voitures automobiles et les trains routiers transportant des personnes, la couverture minimale pr\u00e9vue par \u00e9v\u00e9nement est port\u00e9e \u00e0 CHF 10 millions si le v\u00e9hicule est am\u00e9nag\u00e9 pour 10 \u00e0 50 personnes. La couverture minimale est port\u00e9e\u00a0\u00e0 CHF 20 millions si le v\u00e9hicule est am\u00e9nag\u00e9\u00a0pour plus de 50 personnes (art. 3 al. 2 OAV). Ces sommes minimales de couverture sont en vigueur depuis le 1.1.2005.<\/p><p>La tr\u00e8s grande majorit\u00e9 des d\u00e9tenteurs de v\u00e9hicules automobiles suisses b\u00e9n\u00e9ficie\u00a0en r\u00e8gle g\u00e9n\u00e9rale d&rsquo;une couverture contractuelle RC minimale bien plus \u00e9lev\u00e9e d&rsquo;au moins CHF 100 millions (source: OFROU).<\/p><p>Une pr\u00e9tention sup\u00e9rieure \u00e0 la couverture minimale de r\u00e9paration allou\u00e9e en Suisse est satisfaite, lorsque le v\u00e9hicule ayant caus\u00e9 un dommage provient d\u2019un Etat qui prescrit une couverture l\u00e9gale minimale plus \u00e9lev\u00e9e.\u00a0Cela vaut \u00e9galement\u00a0lorsque la police d\u2019assurance pr\u00e9voit une couverture sup\u00e9rieure pour le v\u00e9hicule ayant caus\u00e9 un dommage et qu\u2019un engagement correspondant de l\u2019\u00e9tranger existe pour la r\u00e9paration des dommages (art. 40 al. 3 OAV).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1991\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1991\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> UE \/ EEE (Liechtenstein inclus)  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1991\" class=\"elementor-element elementor-element-2f06f87 e-con-full e-flex e-con e-child\" data-id=\"2f06f87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1991\" class=\"elementor-element elementor-element-414769e9 e-flex e-con-boxed e-con e-child\" data-id=\"414769e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a922b3e elementor-widget elementor-widget-text-editor\" data-id=\"5a922b3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les Etats membres doivent prescrire les sommes minimales de couverture suivantes (art. 9 de la Directive 2009\/103\/CE du 16. septembre 2009; aussi appel\u00e9e Directive codifi\u00e9e sur l\u2019assurance RCVM):<\/p><ul><li>Pour les dommages corporels, un montant minimal de couverture de EUR 1 million par victime ou de EUR 5 millions par sinistre, quel que soit le nombre de victimes.<\/li><li>Pour les dommages mat\u00e9riels, \u00e0 EUR 1 million par sinistre, quel que soit le nombre de victimes.<\/li><\/ul><p><br \/>Les sommes minimales de couverture de l&rsquo;assurance responsabilit\u00e9 civile pour v\u00e9hicules automobiles doivent \u00eatre r\u00e9vis\u00e9s tous les cinq ans \u00e0 compter du 11.6.2005 ou du terme de la p\u00e9riode transitoire applicable en fonction de l\u2019\u00e9volution de l\u2019indice europ\u00e9en des prix \u00e0 la consommation IPCE (art. 9 al. de la Directive codifi\u00e9e 2009\/103\/CE) . Le 10.5.2016, les montants r\u00e9vis\u00e9s, rempla\u00e7ant les montants modifi\u00e9s le 9.12.2010, ont \u00e9t\u00e9 publi\u00e9s au Journal Officiel de l&rsquo;UE (COM(2016)0246final). Les montants ont \u00e9t\u00e9 augment\u00e9s de EUR 1.12 million \u00e0 EUR 1.22 million respectivement de EUR 5.6 millions \u00e0 EUR 6.07 millions. Les montants r\u00e9vis\u00e9s des sommes minimales de couverture entrent en vigueur au Liechtenstein le 31.12.2016. Les Etats au b\u00e9n\u00e9fice d&rsquo;une p\u00e9riode transitoire et qui n&rsquo;ont introduit que la moiti\u00e9 des sommes prescrites doivent proc\u00e9der \u00e0 l&rsquo;adaptation au rench\u00e9rissement tous les cinq ans apr\u00e8s la fin de la p\u00e9riode de transition consid\u00e9r\u00e9e. Il est accord\u00e9\u00a0un d\u00e9lai de six mois.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1992\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1992\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Autres pays (membres ou non du COB)  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1992\" class=\"elementor-element elementor-element-1d4a0e2a e-con-full e-flex e-con e-child\" data-id=\"1d4a0e2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1992\" class=\"elementor-element elementor-element-7aea8feb e-flex e-con-boxed e-con e-child\" data-id=\"7aea8feb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f3e1aa5 elementor-widget elementor-widget-text-editor\" data-id=\"4f3e1aa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les sommes minimales de couverture applicables dans les Etats de l\u2019EEE et du COB peuvent \u00eatre consult\u00e9s au moyen d\u2019un clic de souris sur le code du pays souhait\u00e9 ou sur la liste des sommes minimales de couverture du COB (attention: ces indications sont fournies sans garantie aucune quant \u00e0 leur exactitude).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37575b65 e-con-full e-flex e-con e-child\" data-id=\"37575b65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4afb7e9 e-flex e-con-boxed e-con e-parent\" data-id=\"4afb7e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9578867 elementor-widget elementor-widget-spacer\" data-id=\"9578867\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee40b12 e-flex e-con-boxed e-con e-parent\" data-id=\"ee40b12\" data-element_type=\"container\" data-e-type=\"container\" id=\"compendium\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-752fc37 e-con-full e-flex e-con e-child\" data-id=\"752fc37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18872e9 elementor-widget elementor-widget-heading\" data-id=\"18872e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">COB Compendium<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e60b9ed elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e60b9ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b23c09 elementor-widget elementor-widget-text-editor\" data-id=\"4b23c09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sur la page suivante du COB, vous pouvez consulter les informations sur les montants de couverture minimum en vigueur dans les \u00c9tats de l&rsquo;EEE et du COB.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cb0132 btn_60 elementor-widget elementor-widget-button\" data-id=\"0cb0132\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cobx.org\/recherche-indexee?f%5b0%5d=media_type:file&#038;f%5B1%5D=view_compendia_only%3A1&#038;items_per_page=25\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">COB Compendium<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6abf656 e-con-full e-flex e-con e-child\" data-id=\"6abf656\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28200b4 e-flex e-con-boxed e-con e-parent\" data-id=\"28200b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41a3573 elementor-widget elementor-widget-spacer\" data-id=\"41a3573\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sommes minimales de couverture en Europe COB Compendium Versicherer und Gesch\u00e4ftssitz Sommes minimales de couverture en Europe Suisse L&#8217;assurance doit couvrir les droits des l\u00e9s\u00e9s au moins jusqu\u2019\u00e0 concurrence du montant de CHF 5 millions par \u00e9v\u00e9nement, pour l\u2019ensemble des dommages corporels et mat\u00e9riels (art. 3 al. 1 de l\u2019ordonnance sur l\u2019assurance des v\u00e9hicules OAV). [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3620,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3963","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sommes minimales de couverture - Nationales Versicherungsb\u00fcro | Nationaler Garantiefonds<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nbi-ngf.ch\/fr\/a-propos-de-nous\/facts-figures\/sommes-minimales-de-couverture\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sommes minimales de couverture - Nationales Versicherungsb\u00fcro | Nationaler Garantiefonds\" \/>\n<meta property=\"og:description\" content=\"Sommes minimales de couverture en Europe COB Compendium Versicherer und Gesch\u00e4ftssitz Sommes minimales de couverture en Europe Suisse L&#8217;assurance doit couvrir les droits des l\u00e9s\u00e9s au moins jusqu\u2019\u00e0 concurrence du montant de CHF 5 millions par \u00e9v\u00e9nement, pour l\u2019ensemble des dommages corporels et mat\u00e9riels (art. 3 al. 1 de l\u2019ordonnance sur l\u2019assurance des v\u00e9hicules OAV). 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